Bank Accounts & FDs

Add / Update Nominee

Quick links

rbi udgam (search dormant deposits)

Digital method (most banks)

  • Log in to Net / Mobile banking.
  • Menu ► Services / Requests → Nomination (wording varies by bank).
  • Select the account / FD → add or change nominee & % share.
  • Confirm with OTP and save the acknowledgement.

Branch / paper method

  • Ask for Form DA‑1 (new nomination), DA‑2 (variation), or DA‑3 (acknowledgement).
  • Fill details; all account holders must sign for joint accounts.
  • Submit at any branch and collect a stamped acknowledgement.

Download forms (standard paper route)

DA-1 - Nomination form (pdf)
DA-2 - variation/cancellation (pdf)
DA-3 - Nomination acknowledgement (pdf)
  • These DA forms follow the Banking Companies (Nomination) Rules, 1985 and are widely accepted. If your bank provides its own version, use that copy—it’s functionally the same.

Notes:

  • Joint accounts: all holders must sign for add/change/cancel.
  • FDs: some banks require nomination per deposit unless they map one nominee to multiple FDs.
  • A nominee is a trustee for legal heirs—your will/succession rules still govern final ownership.