FAQ's
Frequently Asked Questions
FAQ
Frequently Asked Question
What is NetWarth?
NetWarth is a financial wellness platform offering digital tools and expert-guided services
for insurance, investments, wealth tracking, and calculators designed to grow and protect
your net worth.
How is NetWarth different from other platforms?
We focus on educational, goal-based planning, combining intuitive tech with real financial
advice. Our goal is to empower every user to build generational wealth, not just short-term
returns.
Is my financial data safe on NetWarth?
Absolutely. We follow advanced encryption and data privacy standards. Your data is never
shared without your consent.
What is SIP and how does it work?
SIP or Systematic Investment Plan, is a disciplined
way to invest in mutual funds. It allows you to invest a fixed amount at regular intervals
(monthly, weekly, etc.). This approach helps in rupee cost averaging and compounding over
time. When you invest through SIP, you automatically buy more units when the market is
low and fewer units when it's high, which can potentially lower your average cost per unit.
What is the difference between SIP and mutual funds?
SIP is a method to invest in mutual funds regularly, whereas mutual funds are the product.
You can invest via SIP or as a lump sum.
Can I track all my investments with NetWarth?
Yes. From SIPs, FDs, and gold bonds to NPS and insurance, our dashboards and calculators
help you track and plan efficiently.
What is a Step-Up SIP?
It’s a SIP where your contribution increases yearly—ideal for rising incomes. It helps you
accumulate a much larger corpus over time.
What are financial calculators used for?
To simplify complex financial projections like retirement savings, tax estimates, EMIs, or
investment growth. They're like your personal planning assistant.
Which calculators are available on NetWarth?
We offer over 10+ tools including SIP, FD, NPS, PPF, EPF, EMI, Tax, Gratuity, Inflation, CAGR,
XIRR, and more.
Do calculators show real or estimated returns?
Calculators give estimated returns. Actual results may vary based on market conditions,
interest rates, and other real-time factors.
Do I really need insurance if I’m already investing?
Yes. Insurance protects your goals from life's uncertainties—investments help grow wealth;
insrance protects it.
What kind of insurance does NetWarth recommend?
We guide you on term, health, life, and personal accident insurance, based on age, income,
liabilities, and future goals.
Can I compare flat vs reducing interest loans on NetWarth?
Yes, our Flat vs Reducing Rate Calculator lets you compare both options side-by-side for
smart borrowing.
How does regimes selector work?
Just enter your salary, deductions, exemptions, and it will show the tax payable under both
old and new tax regimes.
Does NetWarth share my data with third parties?
No. Your data stays private and is never sold or shared without permission.
Can I export or share my net worth data?
Yes, selectively. You can export reports and control what data is shared with family
members or advisors.